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Home Solar Financing

There's never been a better time to go solar!

Solar Source USA is a wise choice for property owners who wish to take advantage of Arizona's year-round sunshine. Our solar panels are guaranteed to deliver! Whether you purchase our panels using cash or select a financing option that is best tailored to your specific needs and budget requirements, rest assured that you will benefit from superior quality products, installed by professionals with years of experience in the solar industry.

Purchase Using Cash

Cash is king! When making any purchase, no matter how small or large, it's always a good idea to save up enough money so that you can pay the total price of a product or service using only cash thus maximizing your return on investment (ROI). The average ROI on our solar systems is between eight and ten percent - much higher than a savings account and more stable than investing in the stock market. Paying cash also eliminates your debt risk.

Finance through a Credit Union

Many local credit unions offer a wide range of attractive options for their customers, and many even have special "green" home equity lines of credit that are ideal for confidently financing solar panel systems, and ensuring they are professionally installed by Solar Source USA's team of experts. Contact your local credit union to learn more about the options available to you.

PowerSaver Program Financing

Next on the list of financing possibilities is the PowerSaver Program. Federally mandated, the PowerSaver Program, offers eligible borrowers low-cost loans up to $25,000, allowing them to make energy saving improvements including installing solar panel systems to their homes. Key loan requirements are as follows:

  • Minimum credit score: 660
  • Maximum total debt to income ratio: 45 percent
  • Maximum combined loan-to-value: 100 percent
  • Property type: One-unit, owner occupied, principal residence properties only.
  • Appraisal requirements: Exterior-only inspection residential appraisal or other FHA accepted method of property valuation.
  • PowerSaver insures a lien positioned in first or second place, and also insures loans without a lien, as long as the loan amount does not exceed $7,500.

For more information on this program, visit FHA's PowerSaver Program page.